About Semillas
Semillas means "seeds" because we believe that, in business, even a small seed of funding can grow into big results.
Our low-barrier, flexible loans are designed to support small businesses with essential day-to-day needs, from working capital to equipment purchases and expansion efforts.
The Basics
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Low, fixed interest rate of 6%
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$2,500 - $15,000
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Streamlined application process
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No pre-payment penalty
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Up to 36-month terms
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No collateral required
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Credit score is not a factor for approval
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Requirments
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Businesses must have 12 months of revenue to be eligible for this program
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Registered in the State of Arizona in good standing
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Independent ownership and operation
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Five or fewer employees
Eligible Uses
Working Capital
Equipment
Facade Improvements
Energy Upgrades
Interior Upgrades
Application Overview
Application Checklist
Get Set
If you would like some personal support to prepare for your application, we can recommend some free resources.
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Our events calendar lists all of the dates and locations for our open Office Hours where you can get one-to-one support. You can also see the variety of free business classes offered.