Semillas, the Rio Nuevo 'Small Business, Big Ideas' Impact Grant Fund, and EarthWise create three pathways to prosperity in Arizona
Groundswell Capital introduces three transformative funding programs tailored for Arizona residents and small businesses. Whether you're an entrepreneur seeking capital, a small business owner ready to scale, or a homeowner aiming to enhance energy efficiency, we have resources to help you thrive.
Explore Semillas, the recently launched Southern Arizona small business loan program, a small business grant opportunity in the Rio Nuevo District, and an energy and home improvement loan program designed to make solar financing more accessible for Arizona homeowners.
Semillas: Seeding Possibilities with Flexible Small Business Loans up to $15,000
Semillas is a transformative small business micro-loan powered by the State of Arizona's Office of Economic Opportunity and Groundswell Capital. For many small business owners, the only thing standing between them and their dreams is a little bit of seed money. While credit cards and quick-access loans may seem like viable options, their daily compounding high-interest rates can create long-term financial burdens. Semillas provides an alternative with a low fixed-interest rate of 6% and no pre-payment penalties.
Small business owners in Southern Arizona can apply for this small business loan through Groundswell Capital’s website. The process is quick and straightforward, with bilingual support available from start to finish. Semillas has already fueled several success stories, helping catering businesses become food trucks, enabling home-based businesses to move into storefronts, supporting service upgrades with new appliances, and reducing expenses with sustainable solutions like solar panels and LED lighting installations.
Rio Nuevo's 'Small Business, Big Ideas' Impact Grant Fund is a Unique Opportunity for Startups and Established Small Businesses
Have you ever eagerly read through a small business grant application packet only to discover your idea doesn’t meet the requirements? The Rio Nuevo District is committed to ensuring no small business vision in Rio Nuevo is excluded from qualifying for this grant funding opportunity.
Startups, mobile businesses, and established small businesses are eligible to apply for grant awards of up to $25,000. To qualify, Tucson-based businesses need to operate within the Rio Nuevo tax district. Mobile businesses should conduct 75% of their operations within the district, while startups are required to have plans in place to launch or open within the district.
The application process for the Rio Nuevo Small Business Grant is simple and accessible. Small businesses can apply online, with an example application provided for guidance. Additionally, Groundswell Capital offers multiple Q&A sessions to ensure business owners have all the resources they need to apply, with bilingual support available in both English and Spanish.
EarthWise: Equitable Financing for Safer, Greener Homes
EarthWise provides no-collateral personal loans for Arizona homeowners, offering a flexible and accessible way to make home improvements. With no minimum credit score, no income limits, and no minimum asset or home equity requirements, this program ensures more Arizona homeowners can access financing tailored to their needs.
Groundswell Capital and SELF (Solar and Energy Loan Fund) carefully vet every contractor in the program to help ensure projects are completed professionally and reliably. Eligible improvements include solar installations, weatherization, roofing, EV chargers, health and safety upgrades, disability modifications, and more.
The program is available to all Arizona homeowners, with special rates and support for veterans, seniors, manufactured home owners, female heads of households, individuals with disabilities, low-income households, and those with low credit scores.
December Marks the End of the Year — but the Beginning of Your Journey
As the year comes to a close, Groundswell Capital invites you to take the first step toward transforming your business and home with our innovative financing solutions. Whether you’re exploring a small business loan through Semillas, a small business grant with the Rio Nuevo 'Small Business, Big Ideas' Impact Grant Fund, or solar financing and home improvement loans through EarthWise, we’re here to support your vision for a brighter, more sustainable future.
Our programs are designed to break down barriers, offering equitable, accessible funding options to empower entrepreneurs, homeowners, and communities across Arizona. From expanding small businesses to creating safer, greener, more cost-efficient homes, Groundswell Capital is committed to your success.
Ready to get started? Visit our website at www.groundswellcapital.org or contact us at info@groundswellcapital.org to learn more.
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